This blog is littered with many discussions on the challenges of providing rural finance. We remember well the many discussions around the NABARD model, and the current IFAD sponsored initiative to boost rural finance. Well, the Mozambican government is also grappling with the same issue, though the problem there appears much steeper. Despite more and more cash is circulating in around the countryside only 36 out of 128 Mozambican districts have access to the banking network. To address this situtation, the government is offering fiscal incentives and relaxed requirements on conditions such as initial capital, for Banks that are willing to set up Banks there.